PayConnect is an innovative Online Lending Service that provides Loans instantly to Individuals, using a proprietary algorithm that automatically aggregates client's bank transactions notification in multiple banks, Bills payment, Call/SMS history and simultaneously analyses Income and spending patterns, then avails loan amount with tenure that uniquely suits each individual. The application process is easy and seamless. Loans on PayConnect do not require Collateral.
Applicants receive loans amounts into their PayConnect E-wallet after approval, which they can withdraw from any ATM, Use on any POS or transfer to any bank account of their choice in Nigeria. Repayment is required after a stipulated tenure.
Our team has over 20 years of combined experience in banking, risk management and Information Technology.We are determined to tackle what we consider a critical issue of lending to Students, Small businesses and Employees in conventional Banking Environment.