Head, Credit Operations

Deloitte Nigeria - (See More Jobs) 3.5 ★ 4 Reviews

June 16, 2017
  • Location(s): Not Specified Nigeria
  • Specialization: Executive / Management
  • Industry: Consulting
  • Application Deadline: Not Specified
  • Job Type Fulltime
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Deloitte Nigeria is recruiting for fulltime Head, Credit Operations.

Job Details

Deloitte Nigeria - Our client is a development Finance institution positioned to empower more micro, small and medium enterprises across Nigeria. The institution is set up as a private sector driven wholesale financial institution aimed at increasing access to finance for Micro, Small and Medium Enterprises (MSMEs) through eligible financial intermediaries In view of the foregoing, the client seeks to attract, motivate and retain qualified staff.

We are recruiting to fill the vacant position below:

Job Title: Head, Credit Operations

Reference Number: DFI006
Location: Any City, Nigeria

Job Summary

  • To ensure continuous improvement of systems and processes that underpin consumer lending offer, such as underwriting, loan administration, collections and treasury.
  • To ensure consistent application of a credit policy, periodic credit reviews of customers ,and the assessment of the creditworthiness of potential customers, with the goal of optimizing the mix of company sales and bad debt losses

Duties and Responsibilities

  • Ensures adequate outlining of process flows, definition of operating rules and policies, assigning of operational roles and responsibilities, integration of manual operations with systems and defining performance metrics.
  • Ensures adequate management of credit processes and oversees a wide range of operational activities alongside managing customer relationships. These include but are not limited to: performing credit analysis, establishing direct communication channels with applicants and borrowers, issuing loan agreements, applying payments to individual accounts, identifying delinquent accounts, taking direct collections action, issuing monthly statements, addressing customer claims, etc.
  • Ensures standardization of the manual authorizations process as it relates to credit
  • Ensure that credit reviews and requests are dealt with scientifically and timeously
  • Identifies, drafts, develops and implements operational processes, policies and guidelines as it relates to credit
  • Analyzes the performance of existing clients loans and products
  • Ensures development of credit risk management strategies, maintenance of the credit policy and recommend changes in the credit policy / directory
  • Oversees the acceptance or rejection of credit recommendations and ensure adequate monitoring of credit grants and updates
  • Ensures awareness of best practice methods and trends, conduct prompt investigation of customer credit applications and make appropriate recommendations when required
  • Prepares monthly reporting on financial performance to the Management / Board of Directors


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Job Requirements

Min Required Experience:

8 year(s)

Min Qualification:

Bachelor's Degree/HND

Desired Courses:

Not Specified

Other Requirements:

Required qualifications

  • A bachelor’s degree in Economics, Business Administration, Banking and Finance, Accounting, Finance and Administration or any related field
  • A Master’s Degree in business or development finance related field or management is an added advantage
  • Membership of a professional business related institute such as ICAN, CIMA, ACA, CIBN etc. is required
  • Minimum of 8 years working experience in a financial institution /development agency is required of which at least 4 should be at managerial level.

Skills and Experience:

  • Good working knowledge of financial procedures and applications
  • Understanding of banking practice and related policy issues, their implications and applications
  • Knowledge of credit operations and management
  • Expertise in formulation and implementation of credit policies and regulations
  • Expertise in credit administration/ supervision
  • Excellent analytical skills.

Method of Application
Interested and qualified candidates should:
Click here to apply online

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About Deloitte Nigeria

  • Type: Private
  • Headquarters: Akintola Williams Deloitte House 235 Ikorodu Road, Ilupeju, Lagos,

Deloitte has more than 220,000 professionals at member firms delivering services in audit, tax, consulting, financial advisory, risk management, and related services in more than 150 countries and ter...Know More about Deloitte Nigeria

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