April 20, 2019
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Vincintoire Limited is recruiting for fulltime Credit Risk Analyst.

Job Details

Vincintoire Limited - Our client, a Microfinance Bank, urgently requires the services of a suitably qualified candidate to fill the position below:

Job Title: Credit Risk Analyst

Location: Lagos

Duties and Responsibilities

  • Evaluate customers' loan applications in line with the bank's credit policy. Carry out verification of customer's businesses and preparation of loan verification reports.
  • Loan Monitoring and preparation of loan status report.
  • Preparation of statutory reports.
  • Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
  • Preparing reports about the degree of risk in lending money to clients
  • Analyzing client records and using the data to recommend payment plans
  • Conferring with credit associations and references to exchange credit information on clients
  • Evaluating the financial status of clients by producing financial ratios through computer programs
  • Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
  • Conferring with clients to verify their financial/credit transactions and to resolve their complaints.
  • Predict the future trends from the current developments in the market and recommend the management accordingly to plan the strategies
  • Analyze financial statements such as profit and loss, company budget and employee headcount reports.
  • Compile reports showing the proposed plan of action for existing and potential clients

 

Job Requirements

Min Required Experience:

2 year(s)

Min Qualification:

Bachelor's Degree/HND

Desired Courses:

Not Specified

Other Requirements:

Requirements

  • B.Sc/HND in the numerate disciplines
  • 2 - 3 years experience in a similar role in a Microfinance bank.

Application Closing Date
30th April, 2019.

How to Apply
Interested and qualified candidates should send their CV to:vincintoire@gmail.com using the position as the title/subject. 

Note: Only shortlisted candidates will be contacted.

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