Kloverharris Limited

Credit Officer

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Kloverharris Limited is recruiting for Full time Credit Officer

Job Description

Kloverharris Limited is a Human Resource/IT Consulting company that provides high quality services to businesses across Africa. We pride ourselves in how well we assist organizations overcome challenges that bother on optimal performance by proffering a wide array of solutions using deep IT expertise, industry- wide expertise and highly proficient tools.

We are recruiting to fill the vacant position below:

Job Title: Credit Officer

Location: Lagos

Job Description

  • We are looking to recruit Credit Officers to facilitate lending, credit worthiness, and risks to clients.
  • The ideal candidate should possess an in-depth knowledge on sales and marketing with excellent track record of achievements.

Responsibilities

  • Creations & monitoring of quality risk assets (Term Loans, Overdraft, Distributions finance, Schools support assets finance, mortgage Loans, Trade finance, LPO contract finance. Assets finance.
  • Ensured credits is packaged within the policies and procedures of the bank.
  • Monitoring the loan portfolios and followed up on repayments.
  • Rendering sound financial advice to clients
  • Conduct qualitative credit appraisals of client’s business. E.g. cash flow, profitability P&L and balance sheets.
  • Review loan application to ascertained credit worthiness of the clients.
  • Packaging of customers credit request.
  • Sourcing of new RQR via direct marketing
  • Monitoring of disbursed and loan in arrears
  • Pro- active recovery of loans in overdue
  • Assuring long term relationship through high customers satisfaction, reaching a high ration of revolving customers
  • Establishing of new relationships and sustaining them
  • Booking / executing of transactions
  • Securing deals
  • Follow up and prospect for customers
  • Performing of any other marketing functions as may be assigned.

 

Job Requirements
Minimum years of experience

6

Qualifications
FSLC /SSCE /JSCE /NABTEB /ADN /OND /ND /NCE /B.Sc /B.Ed /B.Tech
Other Requirements

Requirements

  • Interested candidate should possess minimum 6 years extensive Credit experience.
  • Minimum of a B.Sc. Accounting, Social Sciences
  • Strong analytical and interpersonal skills
  • Must be target-oriented and commission driven.

Application Closing Date
7th March, 2019.

How to Apply
Interested and qualified candidates should send their CV to email

This job is no longer accepting applications.

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About Kloverharris Limited
Kloverharris is an indigenous Human capital development consultancy company. We are duly registered under the Laws of The Federal Republic of Nigeria to provide services to both local and international companies. Kloverharris is set up to offer best in class HR and IT solutions and services to small and medium scale enterprises (SME’s) operating in Nigeria and across the sub-Saharan Africa Market.As an HR and IT Services consulting company, Kloverharris aims to become a leader in the provision o...
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Job Summary
Published
March 2, 2019
Offer Type
Full time
Experience
Minimum of 6years
Location
Lagos
Deadline
March 7, 2019
Specialization
Finance / Accounting
Industries
Consulting /Recruitment / HR Services
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