Jemi Neil Consulting

Credit Risk Oficer

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Jemi Neil Consulting is recruiting for Full time Credit Risk Oficer

Job Description

Talent Sourcing & Recruitment Consultant

Job Title: Credit Risk Oficer

Location: VI, Lagos State

N.B: Candidate must reside on the Island.

Introduction:

Our client, a micro finance bank seeks to engage the services of a Credit Officer to facilitate lending for their company by assessing creditworthiness. The Credit Officer will be responsible for preparing loan applications, evaluating clients’ financial information and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.

Job Responsibilities: 

  • The credit risk officer will assist the Risk Department to;
  • Perform risk assessments and review the credit application submitted by front line officers; exercise credit judgment; and make sound credit recommendations and/or decisions;
  • Perform pro-active on-going credit monitoring and risk management on the client as well as portfolio level;
  • Ensure all internal credit policies and procedures are adhered to and help to develop or enhance such policies and procedures;
  • Ensure on-going compliance with regulatory requirements;
  • Analyze risks and approve or reject loan requests, review clients’ financial status, evaluate creditworthiness and risks, calculate financial ratios (e.g. Debt to Income Ratio and interest rates)
  • Set up payment plans
  • Help to prepare various credit reports to be presented to Senior Management; 
  • Ensure all transactions have full and proper documentation.
Job Requirements
Minimum years of experience

2

Qualifications
B.Sc /HND
Other Requirements

Job Requirements:

  • University degree holder or above in Management, Business Administration, Finance, Economics, Accountancy or related discipline;
  • At least 2 years’ experience in corporate lending or credit risk management;
  • Good understanding of the risk issues across a wide variety of corporations, industries and regions;
  • Good analytical, communications and interpersonal skill;
  • Good report writing skills
  • Proficiency in use of MS Word, Excel and PowerPoint.


Method of Application

Forward CV and Cover Letter (Highlighting similar work experience) to email below with the email subject as the job title

This job is no longer accepting applications.

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About Jemi Neil Consulting
Jemi-Neil Consulting is an organization with two core diverse areas: International Education Consultancy (University & College Placements) & Human Resources Consultancy focusing on executing various HR strategic initiatives in order for its clients to maximize its best in people. We offer end to end HR services ranging from Talent Sourcing & Recruitment, Training & Development, Outsourcing through to Performance Management....
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Job Summary
Published
May 19, 2020
Offer Type
Full time
Experience
Minimum of 2years
Location
Lagos
Deadline
May 26, 2020
Specialization
Finance / Accounting
Industries
Consulting
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