BAOBAB Microfinance Bank

Experienced SME Officer

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BAOBAB Microfinance Bank is recruiting for Full time Experienced SME Officer

Job Description

Job Title: Experienced SME Officer

Location: Lagos

Supervisor: Reporting to Head SME Manage

Position scope

  • The successful candidate will be responsible for setting the strategic agenda for SME

Job Description

  • SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Duties and Responsibilities

  • Prospect new SME clients and assists them for loan applications.
  • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arranges to open a new loan account.
  • Prepares and executes loan contracts and arrange for disbursement of loan in kind.
  • Have good knowledge about guidelines of the regulatory body and be able to prepare loan reports for internal and external use.
  • Monitors the loan and follows up of the timely repayment.
  • Maintain contact and maintain good relationships with clients.
  • Ensure full compliance with all in-place.
  • Any other task as assigned by the Head of Department.
Job Requirements
Minimum years of experience

1

Qualifications
B.Sc
Other Requirements

Requirements

  • Good understanding of business processes.
  • Ability to communicate and to maintain good relations with the client.
  • Good presentation skills and excellent courteous attitude; social concern.
  • Ability to work in confidentiality; ability to work in the field.

Skills and Specifications

  • Bachelor degree in Banking & Finance or Accounting
  • At least 1-2 years prior experience in the credit/SME department from a Microfinance bank.
  • Organisational and time management skills.
  • Ability to work effectively in a team environment.
  • Negotiation and internal relationship building.
  • Sound written and verbal English communication skills.
  • Advanced computer skills (MS Word, Excel, PowerPoint).
  • Analysis and reporting skills.
  • Problem solving and decision making.

Method of Application

Interested and qualified candidates should send their Application Letter and Resume and using the “Job Title” as the subject of the email.

This job is no longer accepting applications.

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About BAOBAB Microfinance Bank
Baobab is a leading digital financial inclusion group focusing on serving individuals, micro and small businesses in Africa and China. Our mission is to unleash the potential of our clients by offering them simple and easy to use financial services.We offer a wide range of digital and mobile solutions that enable clients to simply, quickly and safely manage their finances. We deliver loans, savings and more.Baobab operates in Nigeria as as BAOBAB Microfinance Bank of Nigeria...
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Job Summary
Published
June 18, 2020
Offer Type
Full time
Experience
Minimum of 1years
Location
Lagos
Deadline
June 24, 2020
Specialization
Banking /Finance / Accounting
Industries
Banking / Financial Services
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