Aldelia Group

Head of Credits

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Aldelia Group is recruiting for Full time Head of Credits

Job Description

Aldelia Group - Our client, a leading Health-Tech company is looking to recruit suitably qualified candidates to fill the position below:

Job Title: Head of Credits

Location: Lagos

Job Description

  • Our client, a leading Health-Tech company, is looking for Head of Credits. He/she will oversee the Company’s loan portfolio, loan approvals, loan documentation and credit risk management.
  • He /she will provide support and direction to team members and develop loan policies and procedures to ensure efficient operations.


  • Responsible for Support and direction to team members and development of loan policies and procedures to ensure efficient operations.
  • Set up the Credit Business Department. Identify, draft, develop and implement operational processes, policies and guidelines related to portfolio management, credit and other corresponding functions.
  • Ensure that business development and relationship management is done in accordance with the Company’s credit guidelines.
  • Work with senior management on the determination of overall loan portfolio composition and the management of concentrations.
  • Exercise oversight of the internal credit risk review process for adequacy of risk ratings, regulatory compliance, loan policy conformance, and recovery of problem loans and the disposition of foreclosed assets.
  • Ensure credit expansion happens retaining the asset quality.
  • Manage underwriters, obtain insight for analyzing the credit condition of the borrower/sponsor and/or project and additional information related to the borrower relationship.
Job Requirements
Minimum years of experience


Other Requirements


  • First degree in a relevant field from a reputable institution
  • Minimum 10 years’ commercial lending experience including corporate or commercial account management, credit adjudication experience
  • Underwriting of corporate, SME & retail products and services.
  • In-depth knowledge of end to end credit administration including processing of proposals, credit analysis, restructuring, syndication etc.
  • Strong understanding of operational, legal and credit risk across the full range of industries.
  • Strong project appraisal skills and ability to translate desired business concepts to actual processes for implementation.
  • Thorough understanding of local laws and regulatory guidelines and procedures for Credit Facilities.
  • Entrepreneurial and fearless spirit, with great prospecting skills. Proven ability in developing strong relationships and partnerships with customers and relevant stakeholders.
  • Willing to travel and engage with our customers at various locations

Application Closing Date

25th July, 2020.

Method of Application

Interested and qualified candidates should send their CV to email below using the "Job Title" as the subject of the email.

This job is no longer accepting applications.

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About Aldelia Group
Aldelia is a world leading Human Resources advisory firm, leader in professional recruitment services. Founded in 2005, Aldelia is currently present and operating in more than 30 countries worldwide. Our tailor-made and successful recruitment solutions are designed to proactively respond to clients’ needs at all levels. We offer highly targeted services to blue chip multinationals and SMEs from multiple business sectors. Aldelia is your partner if you are looking for outstanding services in the ...
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Job Summary
July 17, 2020
Offer Type
Full time
Minimum of 10years
July 25, 2020
Finance / Accounting
ICT / Telecommunications
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