The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Equipment Leasing and Financial Intermediary Company, Concept Nova - Bespoke Enterprise Software Development Company, Percy Aitkins - Bureau De Change.
We are recruiting to fill the position below:
Job Title: Portfolio Risk Analyst
- Conducts detailed portfolio analysis and reports. The analysis a report on loan and lease portfolio to anticipate, identify and mitigate credit risk exposure related to portfolio management activities
- Analyses transactional risk measures including default, correlations and stress losses to enhance concentration risk views.
- Analyses and monitors the company’s lease portfolio.
- Periodically perform default/principal at risk assessment, measuring the impact of guarantors/collaterals and impact of group loan on risk exposure.
- Monitors compliance to credit and risk policies of the company.
- Prepares report on analytics of portfolio performance, emerging trends, areas of opportunity, repossessed lease assets, etc.
- Mitigate credit risk exposure related to portfolio management activities.
- Prepare report on probability of default using available data.
- Propose evolutions in the policy, process, collaterals etc. related to the risk identified.
- Make recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.