BAOBAB Microfinance Bank

SME Officer

Share This job is no longer accepting applications.
Subscribe to Free Job Alert
View More Jobs at BAOBAB Microfinance Bank

BAOBAB Microfinance Bank is recruiting for Full time SME Officer

Job Description

Baobab Micro Finance Bank formerly known as Microcred Micro finance bank is a leading digital financial inclusion group and more focusing on serving individuals, micro and small business in Africa and China.We allow you unleash your potential with target to become the first digital microfinance bank in Nigeria.We are recruiting to fill the position below:

Job Title: SME Officer 

Locations: Kaduna/Abuja and Lagos

Reporting to: Head, SME

Job Description

  • SME Loan Officer is responsible for processing loan applications for SME and corporate clients, as well as monitoring the loan portfolio.

Duties and Responsibilities

  • Prospects new clients and assists them for loan application.
  • Has the ability to analyze and interpret financial statements of the business in order to access the repayment capacity and financial soundness of the borrower.
  • Conducts loan appraisal and collects detailed information (personal, business, and guaranties) and arrange to opens new loan account.
  • Prepares and executes loan contracts and arrange for disbursement of loan in kind.
  • Have good knowledge about guideline of regulatory body and able to prepare loan reports for internal and external use.
  • Monitors the loan and follows up of the timely repayment.
  • Maintains contact and maintain good relationship with client.
  • Ensure full compliance with all in-place ABA policies & procedures and with audit recommendations.
  • Personal Traits
  • Good understanding of business processes.
  • Ability to communicate and to maintain good relations with the client.
  • Good presentation skills and excellent courteous attitude; social concern.
  • Ability to work in confidentiality; ability to work in the field.

 

Job Requirements
Minimum years of experience

1

Qualifications
B.Sc /HND
Desired Course
Accounting /Finance
Other Requirements

Skills and Specifications

  • Bachelor's degree in Banking & Finance or Accounting
  • At least 1 year prior experience in credit department in commercial banks.
  • Organizational and time management skills.
  • Ability to work effectively in a team environment.
  • Negotiation and internal relationship building.
  • Sound written and verbal English communication skills.
  • Advanced computer skills (MS Word, Excel, PowerPoint).
  • Analysis and reporting skills.
  • Problem solving and decision making.

Application Closing Date

26th July, 2019.

How to Apply

Interested and qualified candidates should send their Cover Letter and CV to:fmaidugu@baobab.bz or hrnigeria@baobab.bz using the "Job Title" as the subject of the mail.

This job is no longer accepting applications.

View More Jobs at BAOBAB Microfinance Bank

If any company or recruiter demands money from you, please report to us immediately. Learn how to detect fake recruiters / companies

About BAOBAB Microfinance Bank
Baobab is a leading digital financial inclusion group focusing on serving individuals, micro and small businesses in Africa and China. Our mission is to unleash the potential of our clients by offering them simple and easy to use financial services.We offer a wide range of digital and mobile solutions that enable clients to simply, quickly and safely manage their finances. We deliver loans, savings and more.Baobab operates in Nigeria as as BAOBAB Microfinance Bank of Nigeria...
See more
Related Jobs
Loading...
Job Summary
Published
July 23, 2019
Offer Type
Full time
Experience
Minimum of 1years
Location
Abuja Federal Capital Territory /Kaduna /Lagos
Deadline
July 26, 2019
Specialization
Finance / Accounting
Industries
Banking / Financial Services
Career Resources

Thinking about how to get to the top of your Career?

  • Insights and career advice
  • Knowledge center and mentorship

Get Started

Latest Jobs
Loading...
Loading...